OFOMA, C. TERTIARY INSTITUTIONS AND FLOOD GOVERNANCE IN LOKOJA METROPOLIS. Journal of Management Sciences and Applications, [S. l.], v. 5, n. 1, p. 65–84, 2026. DOI: 10.37075/JOMSA.2026.1.05 . Disponível em: https://www.jomsa.science/index.php/jomsa/article/view/168. Acesso em: 8 sep. 2026.